DAMPAK PANDEMI COVID-19 TERHADAP EFEKTIVITAS PEMBIAYAAN MUDHARABAH DALAM MENINGKATKAN KINERJA UMKM

Abstract

This study is entitled "The Impact of the Covid-19 Pandemic on the Effectiveness of Mudharabah Financing in Improving the Performance of MSMEs". This study examines the structure  of  mudharabah financing  during the  Covid-19  period  and  improves the work of MSMEs. The purpose of this study is how the effectiveness of mudharabah financing provided by BMT in an effort to improve the performance of MSMEs and to find out what improvements have been achieved by MSMEs after obtaining financing during the Covid-19 pandemic. This research uses qualitative methods with a descriptive approach. The data collection instruments in this research were interviews, direct observation, literature review and documentation study. The results of this study are the effectiveness of mudharabah financing during the Covid-19 pandemic showing changes in the business of MSMEs, namely increasing business assets, increasing  business  sales  turnover,  increasing  business  income,  and  increasing  business stability.